In New Zealand, the terms "valuation" and "valuer" usually relates to one who undertakes that professional role in terms of the Valuer Act 1948 requirements or the unregulated or voluntarily self-regulated (if members of PINZ) plant and machinery, marine or art valuers. Whereas, the term "appraisal" is usually related to an estimate by a real estate sales person or licensed agent under the Real Estate Agents Act 2008. The Real Estate Institute of New Zealand includes many valuer members, but the governing legislation for sales and agency (disposal of interests of land on behalf of others) does not extend to include provision for that role by valuers regardless of membership of NZIV, RICS or PINZ.
When everything goes smoothly, the home appraisal is just another box to tick on a closing checklist. When the appraisal value is lower than expected, the transaction can be delayed or even canceled. Regardless of which situation you encounter in your home buying, selling or refinancing experience, a basic understanding of how the appraisal process functions can only work in your favor.

Extremely thorough and informative, went above and beyond what I expected. Very easy to talk to and completed in less than an week. Always on time and very professional. Information in the appraisal made putting my house on the market a much less stressful endeavor. Also gave me some great advice regarding getting my house ready for sale. Thank YOU!


I want to take a moment to tell you of a most amazing experience I had at your office today. Deanne Holder waited on me and my daughter, Kelley DiSalvo, as we were trying to make heads or tails of some small pieces of property that belonged to my deceased husband, John Pat Krause, and me. Some of the lots were in low land and one piece of property didn't even have an address, except the address of the next door neighbor. Deanne very, very patiently looked up each and every parcel and helped us see the adjoining property owners so we can contact them, where needed, and also take the necessary steps to finally dispose of the remaining lots. I can see that Deanne is a treasure to your office and the citizens of Leon County.
Most jurisdictions have an appeal process for contesting an assessment. While the specific rules vary from one locality to the next, the process typically involves a hearing before an assessment appeal board. Taxpayers who have concerns about their assessment should visit their local Assessor's Office or its website to learn about the appeal process and what information is required in order to appeal a property tax assessment.
Besides the mandatory educational grade, which can vary from Finance to Construction Technology, most, but not all, countries require appraisers to have the license for the practice. Usually, the real estate appraiser has the opportunity to reach 3 levels of certification: Appraisal Trainee, Licensed Appraiser and Certified Appraiser. The second and third levels of license require no less than 2000 experience hours in 12 months and 2500 experience hours in no less than 24 months respectively.[1][2] Appraisers are often known as "property valuers" or "land valuers"; in British English they are "valuation surveyors". If the appraiser's opinion is based on market value, then it must also be based on the highest and best use of the real property. In the United States, mortgage valuations of improved residential properties are generally reported on a standardized form like the Uniform Residential Appraisal Report.[3] Appraisals of more commercial properties (e.g., income-producing, raw land) are often reported in narrative format and completed by a Certified General Appraiser.
Any attempt to accommodate him, any appraisal only leads him to go a step further. — Steven Erlanger, New York Times, "Amid the Trumpian Chaos, Europe Sees a Strategy: Divide and Conquer," 13 July 2018 Lenders looked harder at credit histories and property appraisals. — Susan Tompor, Detroit Free Press, "Students aren't the only ones crushed by school debt," 11 July 2018 Your mirror and/or a brutally honest friend are your best advisers on a garment-by-garment appraisal. — Ellen Warren, chicagotribune.com, "Going for a strong shoulder with (still stylish) shoulder pads," 10 July 2018 The median price for a luxury home in Fairfield County—categorized as the top 10% of sales—dropped by 6.9% year-over-year in the first quarter of 2018, according to data from appraisal firm Miller Samuel. — Katherine Clarke, WSJ, "Railroad Chief’s Equestrian Estate Returns for 40% Off," 3 July 2018 Samuels worked for a mortgage company in Landover, Md., and then started her own real estate appraisal business. — Karin Tanabe, Washington Post, "At home with ‘The Real Housewives of Potomac’," 21 June 2018 Services range from: market analysis; marketing; negotiating; on-site representation at the home inspection; repair issues; complying with local/state requirements; paperwork; and appraisal issues. — Anchorage Daily News, "Real estate deal seem to good to be true? Here are a couple warning signs.," 4 May 2018 The big cities of this state are all grappling with the same housing affliction: housing stock that can’t keep pace with rapid population growth and sky-high home appraisals driving people out of their neighborhoods. — Gilbert Garcia, San Antonio Express-News, "City searches for the regulatory sweet spot with short-term rentals," 6 June 2018 The president's own estimates of his net worth are frequently higher than independent appraisals. — chicagotribune.com, "Trump's net worth drops to $2.8 billion, lowest since campaign," 31 May 2018
Summary:Commercial Real Estate Appraisals & Brokerage for various commercial property types, including multifamily apartment complexes, mix use vacant land, retail, proposed retail, industrial, office, office condominiums, vacant land subdivisions, mobile home parks, hotel, motels, shopping centers, eminent domain takings, highest and best use analysis, agricultural property, restaurants, insurable values, leased fee valuations, medical office, ad valorem tax disputes, among other property types ...

In addition, there are professional appraisal organizations, organized as private non-profit organizations that date to the Great Depression of the 1930s. One of the oldest in the United States is the American Society of Farm Managers and Rural Appraisers (ASFMRA), which was founded in 1929.[28] Others were founded as needed and the opportunity arose in specialized fields, such as the Appraisal Institute (AI) and the American Society of Appraisers (ASA) founded in the 1930s, the International Right of Way Association and the National Association of Realtors which were founded after World War II. These organizations all existed to establish and enforce standards, but their influence waned with increasing government regulation. In March 2007, three of these organizations (ASFMRA, ASA, and AI) announced an agreement in principle to merge. NAIFA (National Association of Independent Fee Appraisers), a charter member of The Appraisal Foundation, helped to write Title XI, the Real Estate Appraisal Reform Amendments. It was founded in 1961.


Real property appraisers usually value one property at a time, while assessors value many at once. However, both occupations use similar methods and techniques. As a result, assessors and appraisers tend to take the same courses for certification. In addition to passing a statewide examination, candidates must usually complete a set number of on-the-job hours.
The general condition of the building and grounds will also be taken into consideration. For example, the status of the foundation and the condition of the roof may require repairs and renovations. In addition to the building itself, the land that it stands on can also play a factor in the analysis. It is common for an appraiser to take photographs of the property, both inside and out in order to document its condition.
After a lot of phone tag (due to my availability, not John's), he finally got me on the phone. We talked about what I was looking for, and John talked to me about the general process of appraisals for PMI evaluation, and the availability of those reports. He was open and honest and took his time to help me understand, knowing he was turning away a potential customer. In this day and age, it's so hard to find someone with the ethics necessary to turn away a potential customer. And as such, he has definitely earned my respect and future business (as well as my highest recommendations.
Lenders want to make sure that homeowners are not overborrowing for a property because the home serves as collateral for the mortgage. If the borrower should default on the mortgage and go into foreclosure, the lender will recoup the money it lent by selling the home. The appraisal helps the bank protect itself against lending more than it might be able to recover in this worst-case scenario.

The report must include a street map showing the appraised property and comparable sales used; an exterior building sketch; an explanation of how the square footage was calculated; photographs of the home's front, back and street scene; front exterior photographs of each comparable property used; and any other information, such as market sales data, public land records and public tax records, that the appraiser uses to determine the property's fair market value. An appraisal costs several hundred dollars, and generally, the borrower pays this fee.
Our investment in training and technology has helped our customers greatly reduce their workload. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody in the industry.
The role of a real estate appraiser is to provide honest, impartial and objective opinions regarding the market value of the property in the form of an appraisal. This service plays a huge role in assisting those who own, manage, sell, invest, and/or lend money on the security of real estate. Appraisers will gather facts, stats, and any other information regarding said property. From there they will put their analytical skills to test in analyzing this data, exercising sound judgement, and communicating this effectively in their appraisal report.

Our office is always looking to grow and better serve the residents of Polk County and you can help us achieve our goal by becoming part of our team. As an equal opportunity employer, offering a great working environment with competitive pay and substantial benefits; the PCPA office can provide you with new opportunities and the start of a rewarding career.
But, officials estimate the value of the properties would go up as a result of the improvements. They expect that the owners of the properties would pay about $11,164 more each year in taxes because of the increased property value. It’s that amount — about $62,343 in city and county taxes — that the two governments would forego as a result of Tuesday’s vote. Of that, about $62,343 would have gone to St. Petersburg and the remaining $49,301 would have gone to the county.
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