Our Experience

Past Experience in the Bankruptcy Chapter 13 Appraisal Field is crucial in order to serve the client and attorney. Appraiser Pinellas has that experience. Our Firm has provided highly professional and accurate bankruptcy appraisal for decades. Marten W. Davis, SRPA has extensive experience in serving attorney’s in all aspects of Attorney Support Cases. We provide attorney service including Bankruptcy, Divorce, Estate/Probate, Lawsuits and Expert Testimony.

The Principal of Appraiser Pinellas, Marten W. Davis, SRPA holds one of the highest Professional Designations of the Appraisal Institute. The Appraisal Institute is the largest and most respected Professional Appraisal Organizations of Appraisers in the World. Jill R. Davis, Appraiser also has extensive experience serving Attorney’s in Bankruptcy, Estate, Probate, and Divorce Cases.

The Appraiser Pinellas Service Pledge:

We take pride in our pledge to provide quality professional appraisal service that is predicated on the most thorough research and preparation. We realize that the valuation of any real estate is based on finding comparable properties which have physical and locational similarity with the subject. The closer that we can get too similar, the more accurate the appraisal. This we strive to do on EVERY appraisal. Since we can not serve the needs of everyone, we decided that in order to give quality service to our clients, we should limit our practice to very local clientele. We decided to serve clients in only Pinellas and Hillsborough Counties of Florida.

There are many examples of appraisers who try to serve a regional area. It is not a good practice to serve the public in areas in which you are not highly attuned to specifics of the neighborhoods. How accurate can an appraiser be if coming in from a distant place? Not very…..

Appraiser Pinellas is limited to residential properties including single family, condominium, land and small multi family dwellings. If you study our company profile, we believe that you will find that we are the best appraisers in our market area. Our clients think so!

Other Areas of Service:

We also serve clients in other areas than the legal field. We provide client services to Accountants, Banks, Insurance Companies, Realtors and Individuals. We provide appraisal services for numerous uses including:


Bankruptcy
Divorce
Expert Testimony
REO (Real Estate Owned Bank Properties)
Foreclosure
Mortgage
Estate/Probate
Listing Value
Property Tax Dispute
Liquidation
Legal Dispute
Current Fair Market Value for a Variety of Purposes

One of the primary areas of practice for Marten W. Davis, SRPA is providing Appraisers Expert Testimony in Local Courts, District Courts and Federal Courts. Expert Testimony can be provided for a wide range of legal areas. All appraisals prepared for Attorney Use are prepared with the expectation that we will have to testify as to our findings. Thus, all appraisals are prepared precisely and highly documented. We never want to provide a surprise to out client in court. A poorly documented appraisal is NOT SATISFACTORY! We value our high standing with Judges and Courts across Florida. We NEVER want to make an opposing attorney smile.

Appraiser Pinellas also provide some appraisal service for the mortgage industry. We provide FHA appraisals. Being approved as a HUD/FHA Appraiser is one of the most stringent acceptance processes in our industry. Marten W. Davis, SRPA is highly regarded by this government division. It is our hope, that we at Appraiser Pinellas can be your choice of a professional appraiser to serve you in your legal matters. We pledge to serve you in the most professional manner possible.

Things That Set Us Apart From the Rest:

We provide quick service to our clients. We never overload our practice in hope of making tons of money. We only serve a select clientele and limit our practice to those clients we can serve in the most professional manner. We make ourselves available to our clients. You can always reach us via cell phone. We provide complete contact details to our clients. Appraiser Pinellas works on a “Golden Rule” Policy! We keep you continually posted as the status of assignments. We accept Visa & MasterCard for the convenience of our clients. We will talk to you in person about your appraisal needs and urge you to call if you have questions or specific needs. Our Firm is up to date on technology. We use only the latest appraisal aids. We can deliver appraisals electronically as well as able to transmit in the new AI Ready Format. Give us a call; we would live to serve you in your appraisal matters.


Replacement Cost Insurance Appraiser

Welcome to Gulf to Bay Insurance Appraisers!

From this site you can obtain information about our appraisal firm, get a price quote for a replacement cost appraisal, order a replacement cost appraisal, or contact us for a free phone consultation. Our firm is EDI compatible, which means we can forward completed replacement cost appraisals via the Internet.

Appraiser Pinellas

Pinellas County Insurance Replacement Cost Appraisers you can rely on.

In the replacement cost appraisal field, as in many other professions, there is absolutely no substitute for experience! Gulf to Bay Appraisals is a residential appraisal firm with the goal of providing clients with accurate & reliable replacement cost appraisal service. As the owner of Gulf to Bay Appraisals, Marten Davis, SRPA, has been providing accurate, timely, and reasonably priced residential insurance appraisal services for 35+ years. Marten W. Davis,SRPA holds one of the highest designations of the Appraisal Institute, the leading professional appraisal organization in the world. The core goals of our firm is in our ethics, market research, analysis and attention to details.

Location, Location, Location

We understand that location is the key element which must be considered by a good Replacement Cost Insurance Appraiser. That’s why we stick with only the areas we know best. Many of today’s issues with appraisals are because the appraiser comes in from a distant place, and is not familiar with this market area. Tampa Bay is our scope of expertise and you won’t find better! We appraise single family homes, multi-family homes (up to 4 units) and condominiums in the four counties of Tampa Bay: Pinellas, Hillsborough, Pasco & Manatee.

Residential Insurance Appraisal Experience you can trust.

We simply stand on our reputation, as being the best at what we do! We are a full service appraisal firm, performing quality appraisals for individuals seeking replacement cost appraisals for Property Insurance Coverage, Banks, Mortgage Companies, Attorneys, Realtors, Accounting Firms and Others. We appraise all types of residential properties including condominiums. Our Pinellas Appraisers work closely with Attorneys in the Tampa Bay area, providing appraisals for Bankruptcy Clients, Divorce and other Litigation. We have experience providing Expert Testimony, and a variety of other appraisal needs, as they relate to the Legal Field. We will provide you with a professionally prepared, accurate, and well-supported appraisal, that is defensible in a Court of Law.

Our Pledge to You

At Gulf to Bay Appraisals, we are committed to fast, professional, and courteous service. We offer a quality appraisal report that meets all industry standards. We treat our clients as we would want to be treated! As a convenience to you, we do accept Visa and Master Card.

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Call an EXPERIENCED
Professional Insurance Replacement Cost Appraiser.

We accept Visa/MasterCard

Pinellas Appraisers



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If you are interested in an Pinellas Insurance Replacement Cost Appraiser serving the St Petersburg and Pinellas County Area, Gulf to Bay Appraisals is sure to be the appraisal company that will fill your needs. We are appraisal specialists in the Saint Petersburg and Pinellas County Florida Area. We have been serving the appraisal needs of customers for many years in the St Petersburg Florida Market area. We are approved with over 300 appraisal lenders nationwide. We are a general Pinellas County Pinellas Insurance Replacement Cost Appraiser and specialize in Bankruptcy Appraisals, Divorce Appraisals, Estate Appraisals. We also are Pinellas Insurance Replacement Cost Appraisers that perform Probate Appraisals, Insurance Appraisals, Tax Dispute type Appraisals and are Expert Testimony Pinellas Insurance Replacement Cost Appraisers. We are Pinellas Insurance Replacement Cost Appraisers for all type lawsuits, bail bond, partnership dissolution and of course Mortgage Appraisals. One of the newest and most prevalent appraisal types is Chapter 13 Bankruptcy Appraisals. The Chapter 13 Bankruptcy Appraisals are the basis for a category of bankruptcy that will allow the homeowner to usually keep their home. This Chapter 13 Bankruptcy is a great solution for those that have found themselves in an “upside down” position with their home mortgage. Also when there is a death, an estate appraisal is required to provide to the court to document the value as of the date of death. The estate or probate Pinellas Insurance Replacement Cost Appraiser is an important part of the probate appraisal process. If you are in the process of a divorce, the divorce Pinellas Insurance Replacement Cost Appraiser will be the basis for agreement between the divorcing parties. A divorce appraisal is always required if there is a dispute between the divorcing parties. Pinellas Insurance Replacement Cost Appraisers are important experts in any real estate type lawsuit that is being litigated between parties. The Pinellas Insurance Replacement Cost Appraiser that serves as an expert witness will often times be the sole basis that the judge will use in determining the division of property. With all the people having trouble with their mortgage being “upside down”, REO real estate owned or bank owned properties are a large part of the Pinellas Insurance Replacement Cost Appraisers activities. REO and Foreclosure Properties are becoming much more prevalent and Gulf to Bay Appraisals are specialists at these REO Appraisal Properties. The large REO Companies that manage the Bank Owned Properties require a specialist in these REO Appraisals. Gulf to Bay Apprasials fit this bill completely as up to 25% of our current workload is in the REO Foreclosure Property Appraisals. We could be considered as specialist experts in appraial of REO Foreclosure Properties. With all the fuss about Pinellas Insurance Replacement Cost Appraisers not serving the financial institutions in a non biased manner, appraisal review for FannieMae and FreddieMac are another large part of our current workload. The appraisal reviews for these large concerns are to determine their position in respect to individual Pinellas Insurance Replacement Cost Appraisers past appraisal history. Appraisal Review is the basis for their position. Our practice is based in St Petersburg Florida but we serve the Tampa Bay Metroplex which includes Saint Petersburg, Clearwater, Largo, Palm Harbor, Seminole and other cities in Pinellas County. We also serve all of Hillsborough Counties including Tampa, Brandon, Sun City Center and other areas of Hillsborough County. Our primary appraisal market service area is the Saint Petersburg Area.

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Question by kygirlflgirl: Knowledge GREATLY appreciated on the “reasonable cost” to get Brakes & rotors turned on a Range/Land Rover
My divorced w/ children girlfriend has some issues with her newer model Land Rover mostly with squeaky brakes with a bit of shimmy when stopping.. When she called the mechanic, he diagnosed it as an issue with brake replacement an/or/both the rotors as well.
He quoted her a cost of 1,000 to 1,200 to fix it. This seems like more than highway robbery, since new brakes and turning rotors together would cost around $ 200.00 for a standard car.
His claim is the Land Rovers is a very discriminative SUV. It requires factory parts or it will cause all types of other issues such as warning check engine lights going off and also providing poor road performance. Even if this is true, the price still seems really high. I strongly think that he is taking advantage of her because of her single status.
I would be very APPRECIATIVE to hear from anyone who has knowledge on Rover Repair costs. I will forward your advice on to her.
Thank you for your help!
kygirl3
A BIG thank you to Paul H! I tried to send you an appreciation email. Unfortunately, you have restricted email access and I couldnt contact you personally. I hope you both check back to see this!

Best answer:

Answer by paul h
Factory Land Rover parts are sky high because they are shipped from England and it seems most dealers don’t want to stock hardly anything so they have to overnight just about everything—very poor parts chain. I priced plugs and wires for one at 350.00–ridiculous. Dealer people and other techs seem to think if you’ve got one of them, you must have a mattress full of money or something. I would call around to parts stores and get price quotes on pads and rotors and then shop some other garages to quote the parts and labor to see how much they charge and whether they use aftermarket or factory parts. Good thing to bear in mind when car shopping is how much are repair costs for normal wear items between brands and figure that into your cost of ownership—most people don’t bother and then are shocked by some repairs when it’s too late.

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Providing QUALITY Replacement Cost Appraisals to our clients for over 40 years!

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727-867-9696 (Office)

Appraisal Services

We specialize in all
areas of Residential
Appraisal including:


  • Replacement Cost
  • Insurance
  • Bankruptcy
  • Divorce
  • Correct Listing Price
  • Estate/Probate
  • Expert Testimony
  • Insurance
  • Tax Dispute
  • Lawsuits
  • Mortgage
  • Buy/Sell Valuation
  • PMI Removal
  • Charitable Contribution
  • Liquidation
  • Bail/Bond
  • Partnership Dissolution

Contact Details

If you have any questions about our services or programs, don't hesitate to call or send us an e-mail.


727-867-9696 (Office)
727-867-9598 (Fax)

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